CBR Expert Benedict Guttman-Kenney

Large credit-card lenders stopped reporting information to limit competition.

One idea for helping consumers avoid debt traps didn’t work in a UK experiment, partly because people didn’t have the funds.

When the pandemic hit the United States, medical debt appeared likely to soar. Instead, it fell.

They’ve applied millions of ‘disaster flags’ to credit files, masking missing payments.

Many consumers are using credit cards to repay ‘buy now, pay later’ loans.

Such default options make cardholders less likely to miss a payment, but can also result in more interest paid over time.

Regional differences in consumption highlight how up-to-the-minute data could help shape a policy response.

Research finds local lockdowns inflict less economic damage than national shutdowns, but still help slow the spread of cases.